Insurance Information

Insurance Information

Taking The Mystery Out Of Long-Term Care Insurance


Here's the good news: with improvements in medical technology and healthier lifestyles, people are living longer. Life expectancy today has increased to 83 years, up from 78 years in 1940 (The Shopper's Guide to Long-term Care Insurance from the National Association of Insurance Commissioners).

The Awful Truth about Annuity and Insurance Leads


You see the websites, you see the ads: exclusive, never before sold, prospects eager to buy, insurance and annuity Leads. Some leads cost a few dollars - others are over one-hundred a pop.

Health Savings Accounts


Most people with health insurance, especially employer paid health insurance, really don't know what their health care costs are. Furthermore, in many cases, they are limited in which health providers (doctors, hospitals, pharmacies etc) they can use.

Converting An Unwanted Life Insurance Policy Into Ca$h


Do You Own A Life Insurance Policy That You No longer Need or Want? It is possible that you may be able to can get a CASH settlement in excess of the current cash surrender value by selling your policy in the secondary market to an investor.Reasons To "Sell" A Policy:Family Situations Bankruptcy Estate Reduction Estate Tax Revision Business Was Sold 1035 Exchange Drain On Income Divorce - Separation Death of A Spouse Retirement Declining Health Non-Performing Policy Wealth Planning Work Related ChangesQualifying Types Of Life Insurance:Group Whole Life Term (Convertible) Joint Universal Variable Key Man (business related)Who Is A Qualified Candidate?Mature men and women over age sixty-five years of age who have an existing life insurance policy and whose circumstances have changed since purchasing the policy originally may qualify for a purchase and sale of their policy.

Terrorism Insurance - What it Costs Small Business


The Terrorism Insurance Act of Nov. 26, 2002.

How Does Credit History Affect Car Insurance Rates?


Many personal car insurance companies consider your credit information when determining how much premium to charge for your insurance. So if you are calling around for new car insurance, keep in mind that many insurers are looking at your credit history to determine your car insurance rates.

Term Life - Who Needs It?


If you've read any of the books or articles by popular personal finance gurus you've probably heard of the affordable life insurance alternative called Term life. Term life insurance Quotations are recommended by many popular personal finance gurus and can be a good choice for:· Young families or those on a limited budget, yet still need a large amount of life insurance.

How Much Car Insurance Should You Buy?


Car insurance is one of the most dreaded chunks in your budget. And depending on which state you live in, it could be a smaller or larger chunk of your budget than your neighbors across state lines.

Is Your Auto Insurance Company Rated?


Several national rating institutions rate insurance companies. Do coverages, rates, and service vary from company to company? Why can you pay less with one company than another can for the same coverages? Choosing the best insurance company for you is a crucial financial decision.

Which Car Should You Own To Keep Your Insurance Rates Most Affordable?


Do you consider the cost of insurance before you buy your dream car? You should. The Highway Loss Data Institute analyzes the cost to insurance companies from theft, collision, and injury claims as they relate to cars.

Seven Steps to Filing Your Car Insurance Claim


Having even a teeny-tiny car accident can be one of life's least enjoyable moments. However, accidents happen, and sooner or later, we all have the experience of meeting one of our fellow road travelers up close and personal.

Factors That Affect Your Car Insurance Premium


Many factors affect the premium you will pay for auto insurance. Each is a statistically based risk for a specific population.

Protecting Your Expatriate Family


If you and your family relocate overseas, one of your first priorities from a financial planning point of view may very well be establishing health care.Costs and services abroad can differ greatly to what you are accustomed to 'back home'.

Should I Buy Rental Car Insurance?


Rental car agencies have a menu of insurance policies they would like to sell you. While each policy could be of some benefit under the right circumstances, you should review each plan (its provisions, limitations, and exclusions) before making a purchase.

Understanding How Your Credit History May Affect Your Car Insurance Coverage


Many personal auto insurance companies consider your credit information when determining how much premium to charge for your insurance. So if you are calling around for new insurance, keep in mind that many insurers are looking at your credit history.

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MORE RESOURCES:

EMC Insurance lowers 2008 annual earnings estimate
Chicago Tribune, United States - Jul 3, 2008
AP DES MOINES, Iowa - EMC Insurance Group Inc. says Midwest storm losses will reduce its profit for the year. The Des Moines-based property and casualty ...
EMC Insurance Group slashes 2008 outlook CNNMoney.com
EMC Insurance Group Inc. cuts forecast Pittsburgh Tribune-Review
EMC Insurance Group Inc. Revises Guidance as a Result of Record ... Business Wire (press release)
RTT News - StreetInsider.com (subscription)
all 31 news articles


Fiserv sells majority stake in insurance business
Trading Markets (press release), CA - 10 hours ago
Fiserv will retain a 49% stake as well as its management team and employee base in Fiserv Insurance Solutions. Jeffery Yabuki, president and chief executive ...
UPDATE 2-Fiserv to sell stake in insurance business for $205 mln Reuters
Fiserv to sell majority of insurance unit, sets share repurchase Bizjournals.com
Fiserv sells majority stake in insurance business CNNMoney.com
Reuters India - Greater Milwaukee Today
all 57 news articles


ING China insurance jv boosts its capital to 600 mln yuan from 500 mln
Forbes, NY - 9 hours ago
BEIJING (XFN-ASIA) - ING Capital Life Insurance Co has increased its capital to 600 mln yuan from 500 mln, the China Insurance Regulatory Commission (CIRC) ...


UniCredit mulling sale of insurance brokerage - source
Forbes, NY - 11 hours ago
MILAN (Thomson Financial) - UniCredit SpA is considering the sale of its insurance brokerage unit UniCredit Broker, a financial source said, ...


New York Times

Come to DC and wreck your car
Seattle Post Intelligencer - 19 hours ago
A study by Allstate Insurance shows that Washington's drivers are the worst, averaging an accident every 5.4 years. Maybe it has something to do with ...
Safest Place to Drive ToTheCenter.com
The Safest Places to Drive New York Times
4 Michigan cities among 10 safest to drive Detroit Free Press
Bizjournals.com - The Associated Press
all 280 news articles


EU inquiry deadline for ZFS buy of Caixa Sabadell insurance ops ...
Forbes, NY - 4 hours ago
... Services Group's proposed acquisition of Caixa Sabadell unit Caixa d'Estalvis de Sabadell's life and general insurance units is set for August 8. ...


He wants health insurance for all Americans, but Barack Obama ...
guardian.co.uk, UK - 21 hours ago
Here is a presidential candidate who wants to take the troops out of Iraq and provide health insurance for everyone, and all anyone wants to talk about is ...


China's Ping An Insurance says no need to make provisions for ...
Forbes, NY - 19 hours ago
BEIJING (XFN-ASIA) - Ping An Insurance (Group) Co of China Ltd (SHA 601318; HK 2318), China's second largest insurer, said there is no need to make ...
China's Ping An Insurance denies tax evasion rumor Xinhua
Ping An Plunges on Tax-Probe Worries Wall Street Journal
Ping An Insurance Denies Talk of Tax Audit Snags CNBC
Bloomberg - Bloomberg
all 30 news articles


Diana Clement: Many insurance traps for the unwary
New Zealand Herald, New Zealand - 1 hour ago
By Diana Clement Insurance is something most people tend to dispatch to the nether regions of the mind. We don't like to think of getting seriously ill, ...


Pa. Senate confirms insurance commissioner
Philadelphia Inquirer, PA - 13 hours ago
Rendell had nominated Ario in June 2007, but the Senate's Banking and Insurance Committee held up the nomination as it wrestled to gain some control over ...
Capital BlueCross eyes Pittsburgh market Bizjournals.com
Highmark CEO foresees merger benefits out of state Philadelphia Inquirer
all 11 news articles

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