Security Information

Phishing - A High Tech Identity Theft With A Low Tech Solution


Have you ever got an email asking you to confirm your account information from a bank or a company that you have never done business with? The email looks official and it even has a link that appears to take you to the company's website. The email you have received is actually from an identity thief. These crooks are hoping people that have an account with the business will click on the link and submit their account information for verification purposes. These thieves are phishing for account information. Phishing is a sophisticated way to lure you to phony websites where you voluntarily surrender your passwords and account information to identity thieves without realizing it.

These types of emails often threaten you. You must take action within a limited time or the consequences will be dire. Some AOL customers received a phishing email stating if they did not verify their account information within 24 hours, their service would be terminated. Other phishing emails will state your account has been flagged or has a problem and the account information needs to be verified. We received an email for Pay Pal that stated our account had been flagged and we needed to verify our account information. The identity thieve was lucky. We do have an account with Pay Pal. We open the email and it appeared to be an email from Pay Pal. We click on the link and it took us to https://www.paypal.ae.com. The site looked Pay Pal's website. The web page was asking for our account information for verification purposes. We knew right away it was a phony because our Pay Pal account was opened with another email address. This particular site has been shut down, but doesn't mean the identity thieve was caught. You could receive a phishing email from the same thieve tomorrow. What can you do to avoid such a trap?

First, realize reputable companies will never send you an email asking you to confirm your account information. The email will look authentic and this may cause you some concern. If this is the case, you can always call the company and ask about your account. An alternative to calling is checking your account online. Do not click on the link in the email. Log completely out of your email and open another window and type in the company's web address to verify your account.

You're probably thinking why would you want go to the trouble to close your email and open another browser window. The link in the email is a cloaked redirection link that will take you to another website that is not associated with the company. A cloak link will show you the correct web address when you move your mouse over it. If you do click on that link, the web address, or URL, will be similar to the company's address, but it will not match exactly. The website will look just like just like you expect it too look. The web page will ask for your account information. You're just one click away from submitting your account information to the identity thieve. We went to the actual Pay Pal website and, sure enough, our account was ok.

Identity thieve have been known to attach a file to a phishing email. The attachment contain a program to transmit your personal information on your hard drive to the identity thieve. You will never know the program has been installed on your computer. Never open an email attachment unless you specifically requested it and are expecting an email with an attachment. The phishing email may be from someone you know. His or her computer could be infected with a virus that sends email to everyone in his or her address book. Delete the emails with attachments without opening the email.

Finally, if you get an email that is phishing for your information, forward it to spam@uce.gov. If you know how open the email headers, cut and past that information into the email to help the FCC track down these identity thieves.

George Burks of http://www.mybiweeklymortgagepayment.com has offered a biweekly mortgage payment plan with no enrollment fees since 1999. His interest in financial topics is varied and includes identity protection. Please visit our financial library.


MORE RESOURCES:

Digitaltrends.com

Number Of Bank Customers Affected By Security Breach Soars
Hartford Courant, United States - 10 hours ago
New York Mellon disclosed in May that the security breach affected 497333 Connecticut residents, most of them depositors of People's United Bank in ...
Security breach at bank hits 12M people: BNY Mellon records could ... TMCnet
Bank of NY Mellon says data breach now affects 12M CNNMoney.com
Bank of NY Mellon data breach now affects 12.5 mln Reuters
SC Magazine UK - Dark Reading
all 48 news articles


New York Times

US to handover control of Anbar province to Iraqi security
Xinhua, China - 11 hours ago
29 (Xinhua) -- US troops will soon handover the security file of Iraq's western province of Anbar to the Iraqi security forces, making it the eleventh Iraqi ...
US to turn security of Anbar Province over to Iraq International Herald Tribune
Timetable for Iraq withdrawal Irish Times
Iraq says US to hand over former Sunni battleground AFP
Reuters - Wall Street Journal
all 93 news articles


Homeland Security Capital Corporation's Environmental Remediation ...
MarketWatch - 6 hours ago
an international provider of specialized technology-based radiological, nuclear, environmental, disaster relief and security solutions to government and ...


Proctor & Gamble outsources security to IBM, but keeping security ...
NetworkWorld.com, MA - 4 hours ago
"By teaming with IBM ISS, our objective is to both strengthen our security systems and improve the efficiency and effectiveness of our security operations," ...
Procter and Gamble Selects IBM Internet Security Systems to Help ... CNNMoney.com
Proctor & Gamble Taps IBM ISS For Cyber-Security Contract InformationWeek
Proctor & Gamble Chooses IBM ISS for Cyber Security IT Business Edge
Bizjournals.com
all 17 news articles


ABC News

Communiques from the security front, sir
ZDNet UK, UK - Aug 28, 2008
... easy it was to break into the Nasa systems, or, to quote his dad when I spoke to them both outside the House of Lords in June -- "The security was crap. ...
Space station computer virus raises security concerns New Scientist (subscription)
The IT Security of the ISS Wired News
Ground Control To Major Tom: Check Your Laptop For Worms CRN
InternetNews.com
all 211 news articles


Bank security guard is shot and killed in South LA
Los Angeles Times, CA - 10 hours ago
Two attackers wrested a handgun from a security guard at a Los Angeles bank Thursday, then fatally shot him with his own weapon, police said. ...
New info in security guard shooting case abc7.com
Bank Security Guard Shot, in Critical Condition After Robbery MyFox Los Angeles
Security Guard Shot Outside Bank Dies KTLA
Los Angeles Times - Los Angeles Times
all 6 news articles


Stuff.co.nz

Apple to Fix iPhone Security Loophole
InternetNews.com - 45 minutes ago
An Apple spokesperson told Reuters via e-mail that Apple was aware of the iPhone security flaw and is preparing a software update to fix the flaw, ...
iPhone Round-Up: Security Fix; Rogers Revamps Prices; AT&T ... Washington Post
Apple promises September fix for iPhone security flaw Macworld
Apple To Fix iPhone Security Flaw CRN
ChattahBox - Bloomberg
all 131 news articles


Pa. sends ID info of 1200 to wrong addresses
The Associated Press - 11 hours ago
(AP) — State officials are hoping to contain any worries about identity theft after more than 1200 mailings containing the Social Security numbers of state ...
Pa. acting to mitigate ID breach Philadelphia Inquirer
all 113 news articles


Fixing Social Security
Washington Post, United States - 16 hours ago
25 editorial "Social Security on Ice" about Democratic presidential nominee Barack Obama's suggestion of a higher FICA tax on earned income of more than ...
We Cannot Tax Our Way out of the Entitlement Crisis American Enterprise Institute
Deficit Hawks Rain on Obama’s Parade CQPolitics.com
all 3 news articles


Mesa police to help with security at GOP convention
Arizona Republic, AZ - 10 hours ago
28, 2008 04:24 PM Mesa and Phoenix police are among Arizona agencies that will send officers to St. Paul to assist with security at next week's Republican ...

Security - Google News

home | site map
© 2006